Auto Insurance Estimator
Estimate your monthly car insurance premium.
Estimated Monthly Premium
$0.00
*Rough estimate only
About Auto Insurance
Car insurance rates vary wildly based on location, provider, and personal factors. This tool provides a very rough estimate based on general industry trends regarding car value, driver age, and history. Always get a real quote from an insurer.
Factors Affecting Your Rate
- Age: Younger drivers (especially under 25) typically pay significantly higher premiums due to lack of experience.
- Driving Record: Accidents and traffic violations can increase your premiums for years. A clean record is the best way to keep costs low.
- Vehicle Type: Expensive cars cost more to repair, leading to higher premiums. Sports cars also tend to have higher rates.
- Location: Rates are higher in urban areas with more traffic and higher rates of theft.
- Coverage Level: Higher liability limits and lower deductibles will increase your premium.
How to Save Money
To lower your car insurance costs, consider bundling your auto and home insurance, increasing your deductible, maintaining a good credit score, and asking about discounts for safe driving or low mileage.