Privacy Policy

Last Updated: January 2026

At Utility Hub, accessible from our website, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Utility Hub and how we use it.

1. Data Processing (Client-Side Only)

We take a privacy-first approach. All calculations on this website (including Salary, M-Pesa, and Freelance fee calculations) are performed locally on your device using JavaScript. We do not transmit your financial inputs to any server, database, or third party. Your data never leaves your browser.

2. Log Files

Utility Hub follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, and referring/exit pages. These are not linked to any information that is personally identifiable.

3. Cookies and Web Beacons

Like any other website, Utility Hub uses "cookies". These cookies are used to store information including visitors' preferences (such as Dark Mode settings) and the pages on the website that the visitor accessed or visited.

4. Google DoubleClick DART Cookie

Google is a third-party vendor on our site. It also uses cookies, known as DART cookies, to serve ads to our site visitors based upon their visit to our site and other sites on the internet. However, visitors may choose to decline the use of DART cookies by visiting the Google ad and content network Privacy Policy at the following URL: https://policies.google.com/technologies/ads

5. Third Party Privacy Policies

Utility Hub's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information.

6. Consent

By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.